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The Employee Retirement Income Security Act (ERISA) is a federal law passed in 1974 that sets minimum standards for most voluntarily established pension and health plans in private industry. ERISA applies only to people working for...
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Real estate investing is a wonderful tool. But the key to financial independence or any other worthwhile financial goal has nothing to do with real estate.
Instead, the basics of building wealth—whether that’s with real estate, stock...
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It’s hard to get ahead in life when you’re paying 24% interest on credit card debt. Or, for that matter, 10% interest on personal loans or student loan debt.
Becoming debt-free takes you a giant leap up...
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If you have had to handle a housing foreclosure, you know these events can be both stressful and financially devastating.
During the Great Recession, some parts of the country were hit harder by the subprime lending and...
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Side-hustle culture has become increasingly popular as millennials attempt to monetize themselves and their hobbies. Driven by necessity, social media influence, and the desire to make extra money, around 37% of Americans have a side hustle....
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By this point, the majority of us know what house hacking is. It is the idea of purchasing a multi-unit property, living in one unit, and renting the other(s). This is one of the best strategies...
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You’ve just had a child or you’re watching your child grow up—and the specter of college lingers in the back of your mind. How do you start saving for college? What vehicles exist? How much should...
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In a troubling financial analysis, Financial Samurai recently penned a post outlining why he thinks you’ll need $8 million for a “modest retirement.” If you just choked on your coffee, you read correctly. He argues you...
Most people think they’re financially stable.And yet most Americans have less than $1,000 in savings—one of many indicators that they are not, in fact, financially stable.
Creating true financial stability is the first step on the ladder to becoming wealthy....
Your credit score is a crucial factor that can determine your ability to buy a house. Credit scores are powerful indicators of creditworthiness and the likelihood of default, especially when applying for mortgages. When it comes to buying a...
